Property Atlas

County hazard profile

Perry, KY

Kentucky · pop. 28,413 · FIPS 21193

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$27M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Perry $27M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 73.22/100
national median ~50 near the national middle (73rd percentile)
Social vulnerabilityRelatively High 61.77/100
national median ~50 near the national middle (62nd percentile)
Community resilienceRelatively Low 38.39/100
national median ~50 lower than most counties (38th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Perry

The National Flood Insurance Program has paid 594 flood-insurance claims totaling $10.0M in Perry since 1978. The costliest year was 2022 ($3.1M paid).

Flood-insurance dollars paid by year of loss

1978: $12,924 paid 1979: $0 paid 1980: $0 paid 1981: $6,329 paid 1982: $0 paid 1984: $2,757,977 paid 1989: $566,650 paid 1991: $4,233 paid 1992: $0 paid 1994: $22,961 paid 1997: $42,232 paid 1998: $303,506 paid 2001: $7,103 paid 2002: $13,190 paid 2003: $479,317 paid 2004: $12,825 paid 2007: $963 paid 2009: $19,736 paid 2010: $0 paid 2011: $11,460 paid 2013: $365,090 paid 2014: $0 paid 2015: $39,980 paid 2018: $2,714 paid 2020: $67,801 paid 2021: $104,906 paid 2022: $3,139,375 paid 2023: $0 paid 2025: $1,989,459 paid 2022 · $3.1M 1978 2025
$10.0M
total paid
$16,786
average claim
$700K
largest single claim
81%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Perry, KY and where it ranks among U.S. counties. It is not a verdict on whether Perry is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.