Property Atlas

County hazard profile

Marshall, KY

Kentucky · pop. 31,629 · FIPS 21157

Relatively Low
FEMA risk rating · RATING
Earthquake
dominant hazard
$22M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Marshall $22M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 61.93/100
national median ~50 near the national middle (62nd percentile)
Social vulnerabilityRelatively Moderate 40.55/100
national median ~50 near the national middle (41st percentile)
Community resilienceRelatively High 64.25/100
national median ~50 near the national middle (64th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Marshall

The National Flood Insurance Program has paid 68 flood-insurance claims totaling $1.2M in Marshall since 1978. The costliest year was 2011 ($596K paid).

Flood-insurance dollars paid by year of loss

1978: $270 paid 1979: $3,541 paid 1982: $3,094 paid 1984: $4,059 paid 1996: $19,489 paid 1997: $58,355 paid 1998: $6,834 paid 2001: $13,504 paid 2006: $16,537 paid 2009: $11,707 paid 2010: $10,449 paid 2011: $596,085 paid 2013: $74,013 paid 2016: $217,512 paid 2017: $0 paid 2018: $1,875 paid 2019: $2,775 paid 2025: $187,111 paid 2011 · $596K 1978 2025
$1.2M
total paid
$18,047
average claim
$178K
largest single claim
60%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Marshall, KY and where it ranks among U.S. counties. It is not a verdict on whether Marshall is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.