Property Atlas

County hazard profile

Magoffin, KY

Kentucky · pop. 11,613 · FIPS 21153

Very Low
FEMA risk rating · RATING
Landslide
dominant hazard
$8M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Magoffin $8M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 34.99/100
national median ~50 lower than most counties (35th percentile)
Social vulnerabilityRelatively High 79.29/100
national median ~50 higher than 79% of counties
Community resilienceVery Low 8.65/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Magoffin

The National Flood Insurance Program has paid 260 flood-insurance claims totaling $2.8M in Magoffin since 1978. The costliest year was 2004 ($891K paid).

Flood-insurance dollars paid by year of loss

1978: $140,165 paid 1979: $215 paid 1981: $328,941 paid 1983: $0 paid 1984: $114,607 paid 1989: $6,500 paid 1990: $8,500 paid 1991: $7,275 paid 1992: $6,500 paid 1993: $0 paid 1994: $3,171 paid 1996: $0 paid 1997: $13,832 paid 2003: $40,648 paid 2004: $890,912 paid 2005: $50,748 paid 2009: $424,928 paid 2012: $42,307 paid 2015: $28,498 paid 2016: $5,252 paid 2017: $12,399 paid 2019: $165,245 paid 2021: $262,376 paid 2022: $182,928 paid 2023: $11,215 paid 2025: $51,771 paid 2004 · $891K 1978 2025
$2.8M
total paid
$10,765
average claim
$185K
largest single claim
35%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Magoffin, KY and where it ranks among U.S. counties. It is not a verdict on whether Magoffin is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.