Property Atlas

County hazard profile

Knox, KY

Kentucky · pop. 30,106 · FIPS 21121

Relatively Low
FEMA risk rating · RATING
Cold Wave
dominant hazard
$20M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Knox $20M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 74.71/100
national median ~50 higher than 75% of counties
Social vulnerabilityVery High 96.69/100
national median ~50 among the highest nationally
Community resilienceVery Low 15.84/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Knox

The National Flood Insurance Program has paid 120 flood-insurance claims totaling $892K in Knox since 1982. The costliest year was 2020 ($239K paid).

Flood-insurance dollars paid by year of loss

1982: $0 paid 1984: $187,706 paid 1985: $0 paid 1987: $34,370 paid 1989: $21,467 paid 1990: $0 paid 1991: $2,497 paid 1994: $7,898 paid 1996: $15,844 paid 1998: $159,580 paid 2001: $8,456 paid 2002: $51,275 paid 2003: $19,646 paid 2004: $2,488 paid 2008: $0 paid 2009: $1,006 paid 2011: $37,624 paid 2013: $0 paid 2015: $0 paid 2018: $22,791 paid 2019: $24,122 paid 2020: $239,122 paid 2021: $1,255 paid 2023: $37,822 paid 2024: $6,948 paid 2025: $10,155 paid 2020 · $239K 1982 2025
$892K
total paid
$7,434
average claim
$119K
largest single claim
41%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Knox, KY and where it ranks among U.S. counties. It is not a verdict on whether Knox is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.