Property Atlas

County hazard profile

Kenton, KY

Kentucky · pop. 168,969 · FIPS 21117

Relatively Low
FEMA risk rating · RATING
Strong Wind
dominant hazard
$47M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Kenton $47M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 77.42/100
national median ~50 higher than 77% of counties
Social vulnerabilityVery Low 15.27/100
national median ~50 among the lowest nationally
Community resilienceVery High 80.6/100
national median ~50 higher than 81% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Kenton

The National Flood Insurance Program has paid 286 flood-insurance claims totaling $2.7M in Kenton since 1978. The costliest year was 1997 ($1.3M paid).

Flood-insurance dollars paid by year of loss

1978: $14,522 paid 1979: $22,431 paid 1981: $843 paid 1982: $0 paid 1983: $0 paid 1985: $0 paid 1990: $8,572 paid 1991: $3,694 paid 1992: $2,284 paid 1993: $4,524 paid 1996: $138,718 paid 1997: $1,252,981 paid 1998: $24,448 paid 2000: $10,614 paid 2002: $10,209 paid 2003: $373 paid 2004: $0 paid 2005: $0 paid 2008: $1,018 paid 2010: $0 paid 2011: $73,253 paid 2013: $13,290 paid 2014: $718 paid 2015: $40,188 paid 2018: $260,868 paid 2019: $60,215 paid 2020: $0 paid 2021: $26,645 paid 2022: $1,225 paid 2024: $0 paid 2025: $724,289 paid 1997 · $1.3M 1978 2025
$2.7M
total paid
$9,426
average claim
$171K
largest single claim
69%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Kenton, KY and where it ranks among U.S. counties. It is not a verdict on whether Kenton is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.