Property Atlas

County hazard profile

Johnson, KY

Kentucky · pop. 22,621 · FIPS 21115

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$20M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Johnson $20M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 71.06/100
national median ~50 near the national middle (71st percentile)
Social vulnerabilityVery High 82.12/100
national median ~50 higher than 82% of counties
Community resilienceVery Low 17.11/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Johnson

The National Flood Insurance Program has paid 309 flood-insurance claims totaling $5.2M in Johnson since 1978. The costliest year was 2019 ($1.2M paid).

Flood-insurance dollars paid by year of loss

1978: $1,966 paid 1979: $3,466 paid 1980: $0 paid 1981: $3,866 paid 1982: $1,848 paid 1984: $549,422 paid 1986: $0 paid 1988: $402 paid 1990: $738 paid 1997: $6,234 paid 1998: $26,887 paid 2002: $0 paid 2003: $107,625 paid 2004: $707,290 paid 2005: $7,055 paid 2006: $46,074 paid 2007: $0 paid 2009: $22,416 paid 2011: $97,220 paid 2012: $3,196 paid 2014: $450,364 paid 2015: $759,991 paid 2016: $0 paid 2017: $10,443 paid 2018: $23,992 paid 2019: $1,168,996 paid 2020: $22,127 paid 2021: $757,331 paid 2022: $17,078 paid 2023: $14,171 paid 2025: $439,144 paid 2019 · $1.2M 1978 2025
$5.2M
total paid
$16,988
average claim
$213K
largest single claim
69%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Johnson, KY and where it ranks among U.S. counties. It is not a verdict on whether Johnson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.