Property Atlas

County hazard profile

Jackson, KY

Kentucky · pop. 12,923 · FIPS 21109

Very Low
FEMA risk rating · RATING
Landslide
dominant hazard
$6M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Jackson $6M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 24.17/100
national median ~50 among the lowest nationally
Social vulnerabilityRelatively High 70.77/100
national median ~50 near the national middle (71st percentile)
Community resilienceVery Low 13.71/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Jackson

The National Flood Insurance Program has paid 23 flood-insurance claims totaling $185K in Jackson since 1981. The costliest year was 2003 ($60K paid).

Flood-insurance dollars paid by year of loss

1981: $5,763 paid 1989: $5,856 paid 1990: $21,268 paid 2002: $9,504 paid 2003: $60,164 paid 2010: $14,911 paid 2011: $1,493 paid 2015: $10,015 paid 2021: $48,507 paid 2023: $7,423 paid 2025: $0 paid 2003 · $60K 1981 2025
$185K
total paid
$8,039
average claim
$33K
largest single claim
70%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Jackson, KY and where it ranks among U.S. counties. It is not a verdict on whether Jackson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.