Property Atlas

County hazard profile

Greenup, KY

Kentucky · pop. 35,905 · FIPS 21089

Relatively Low
FEMA risk rating · RATING
Heat Wave
dominant hazard
$16M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Greenup $16M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 52.61/100
national median ~50 near the national middle (53rd percentile)
Social vulnerabilityRelatively Moderate 48.6/100
national median ~50 near the national middle (49th percentile)
Community resilienceRelatively Low 35.02/100
national median ~50 lower than most counties (35th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Greenup

The National Flood Insurance Program has paid 713 flood-insurance claims totaling $10.8M in Greenup since 1978. The costliest year was 1997 ($1.2M paid).

Flood-insurance dollars paid by year of loss

1978: $73,383 paid 1979: $7,152 paid 1982: $12,952 paid 1985: $0 paid 1986: $0 paid 1987: $0 paid 1989: $14,426 paid 1990: $32,707 paid 1991: $4,633 paid 1993: $34,887 paid 1994: $66,845 paid 1995: $4,872 paid 1996: $283,929 paid 1997: $1,221,881 paid 1998: $56,033 paid 1999: $0 paid 2000: $361,856 paid 2001: $41,158 paid 2002: $294,025 paid 2003: $296,905 paid 2004: $289,366 paid 2005: $327,076 paid 2007: $84,849 paid 2008: $186,376 paid 2009: $146,609 paid 2010: $665,562 paid 2011: $782,160 paid 2012: $85,779 paid 2013: $304,251 paid 2014: $69,097 paid 2015: $547,178 paid 2016: $8,713 paid 2017: $63,515 paid 2018: $1,042,501 paid 2019: $336,138 paid 2020: $420,567 paid 2021: $1,189,087 paid 2022: $324,701 paid 2023: $34,011 paid 2024: $452,081 paid 2025: $682,005 paid 1997 · $1.2M 1978 2025
$10.8M
total paid
$15,216
average claim
$157K
largest single claim
71%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Greenup, KY and where it ranks among U.S. counties. It is not a verdict on whether Greenup is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.