Property Atlas

County hazard profile

Reno, KS

Kansas · pop. 61,884 · FIPS 20155

Relatively Low
FEMA risk rating · RATING
Ice Storm
dominant hazard
$45M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Reno $45M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 80.15/100
national median ~50 higher than 80% of counties
Social vulnerabilityRelatively Low 33.21/100
national median ~50 lower than most counties (33rd percentile)
Community resilienceRelatively High 73.76/100
national median ~50 near the national middle (74th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Reno

The National Flood Insurance Program has paid 108 flood-insurance claims totaling $1.2M in Reno since 1979. The costliest year was 2019 ($426K paid).

Flood-insurance dollars paid by year of loss

1979: $16,723 paid 1981: $0 paid 1989: $568 paid 1993: $25,385 paid 1995: $3,384 paid 1996: $7,730 paid 1997: $386 paid 1999: $546 paid 2000: $0 paid 2002: $531 paid 2004: $0 paid 2005: $3,893 paid 2007: $407,916 paid 2009: $4,146 paid 2010: $4,109 paid 2013: $83,530 paid 2018: $141,778 paid 2019: $425,960 paid 2023: $65,690 paid 2019 · $426K 1979 2023
$1.2M
total paid
$11,040
average claim
$131K
largest single claim
83%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Reno, KS and where it ranks among U.S. counties. It is not a verdict on whether Reno is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.