Property Atlas

County hazard profile

McPherson, KS

Kansas · pop. 30,217 · FIPS 20113

Very Low
FEMA risk rating · RATING
Ice Storm
dominant hazard
$20M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr McPherson $20M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 39.22/100
national median ~50 lower than most counties (39th percentile)
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceVery High 91.63/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in McPherson

The National Flood Insurance Program has paid 37 flood-insurance claims totaling $310K in McPherson since 1979. The costliest year was 2025 ($175K paid).

Flood-insurance dollars paid by year of loss

1979: $6,939 paid 1983: $0 paid 1987: $0 paid 1993: $11,229 paid 1995: $13,110 paid 1998: $605 paid 1999: $8,127 paid 2003: $4,542 paid 2005: $1,520 paid 2007: $5,415 paid 2012: $429 paid 2013: $24,235 paid 2014: $0 paid 2015: $2,281 paid 2019: $56,557 paid 2021: $0 paid 2025: $175,239 paid 2025 · $175K 1979 2025
$310K
total paid
$8,385
average claim
$86K
largest single claim
68%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for McPherson, KS and where it ranks among U.S. counties. It is not a verdict on whether McPherson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.