Property Atlas

County hazard profile

Woodbury, IA

Iowa · pop. 105,853 · FIPS 19193

Relatively Moderate
FEMA risk rating · RATING
Tornado
dominant hazard
$51M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Woodbury $51M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 83.27/100
national median ~50 higher than 83% of counties
Social vulnerabilityRelatively Low 39.38/100
national median ~50 lower than most counties (39th percentile)
Community resilienceVery High 87.75/100
national median ~50 higher than 88% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Woodbury

The National Flood Insurance Program has paid 294 flood-insurance claims totaling $2.0M in Woodbury since 1978. The costliest year was 1990 ($808K paid).

Flood-insurance dollars paid by year of loss

1978: $16,331 paid 1979: $21,008 paid 1980: $0 paid 1981: $453 paid 1982: $1,568 paid 1983: $10,584 paid 1984: $1,608 paid 1986: $0 paid 1989: $4,053 paid 1990: $808,268 paid 1991: $0 paid 1993: $6,733 paid 1994: $0 paid 1996: $39,008 paid 1998: $0 paid 1999: $0 paid 2000: $3,136 paid 2001: $14,002 paid 2003: $0 paid 2004: $0 paid 2006: $0 paid 2007: $5,073 paid 2009: $0 paid 2010: $1,761 paid 2011: $4,701 paid 2012: $0 paid 2014: $27,528 paid 2016: $7,077 paid 2018: $0 paid 2019: $306,029 paid 2023: $0 paid 2024: $673,781 paid 1990 · $808K 1978 2024
$2.0M
total paid
$6,642
average claim
$115K
largest single claim
77%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Woodbury, IA and where it ranks among U.S. counties. It is not a verdict on whether Woodbury is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.