Property Atlas

County hazard profile

Webster, IA

Iowa · pop. 36,988 · FIPS 19187

Relatively Low
FEMA risk rating · RATING
Drought
dominant hazard
$25M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Webster $25M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 59.99/100
national median ~50 near the national middle (60th percentile)
Social vulnerabilityRelatively Low 21.47/100
national median ~50 among the lowest nationally
Community resilienceVery High 83.17/100
national median ~50 higher than 83% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Webster

The National Flood Insurance Program has paid 93 flood-insurance claims totaling $2.8M in Webster since 1979. The costliest year was 2011 ($1.1M paid).

Flood-insurance dollars paid by year of loss

1979: $4,042 paid 1983: $8,650 paid 1984: $112,798 paid 1987: $0 paid 1991: $220 paid 1993: $130,902 paid 1994: $40,567 paid 2001: $744 paid 2007: $146,719 paid 2008: $155,332 paid 2010: $1,028,410 paid 2011: $1,112,063 paid 2015: $0 paid 2018: $0 paid 2019: $29,108 paid 2011 · $1.1M 1979 2019
$2.8M
total paid
$29,780
average claim
$283K
largest single claim
57%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Webster, IA and where it ranks among U.S. counties. It is not a verdict on whether Webster is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.