Property Atlas

County hazard profile

Scott, IA

Iowa · pop. 174,636 · FIPS 19163

Relatively Moderate
FEMA risk rating · RATING
Strong Wind
dominant hazard
$66M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Scott $66M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 84.89/100
national median ~50 higher than 85% of counties
Social vulnerabilityVery Low 19.15/100
national median ~50 among the lowest nationally
Community resilienceVery High 95.93/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Scott

The National Flood Insurance Program has paid 2,265 flood-insurance claims totaling $34.8M in Scott since 1978. The costliest year was 2019 ($6.1M paid).

Flood-insurance dollars paid by year of loss

1978: $1,350 paid 1979: $284,618 paid 1980: $14,960 paid 1982: $208,889 paid 1983: $59,303 paid 1984: $0 paid 1985: $0 paid 1986: $65,975 paid 1987: $1,819 paid 1989: $0 paid 1990: $5,241,823 paid 1992: $18,314 paid 1993: $3,984,171 paid 1994: $0 paid 1995: $5,598 paid 1996: $87,511 paid 1997: $675,275 paid 1998: $137,409 paid 1999: $73,653 paid 2000: $45,603 paid 2001: $4,066,993 paid 2002: $323,013 paid 2003: $0 paid 2004: $66,387 paid 2006: $2,489 paid 2007: $771,510 paid 2008: $5,352,215 paid 2009: $22,756 paid 2010: $80,561 paid 2011: $938,435 paid 2012: $0 paid 2013: $729,982 paid 2014: $2,299,255 paid 2015: $4,068 paid 2016: $600,193 paid 2017: $560,166 paid 2018: $375,703 paid 2019: $6,108,206 paid 2020: $9,634 paid 2021: $0 paid 2023: $1,016,662 paid 2024: $279,246 paid 2025: $307,278 paid 2019 · $6.1M 1978 2025
$34.8M
total paid
$15,374
average claim
$772K
largest single claim
89%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Scott, IA and where it ranks among U.S. counties. It is not a verdict on whether Scott is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.