Property Atlas

County hazard profile

Muscatine, IA

Iowa · pop. 43,233 · FIPS 19139

Relatively Low
FEMA risk rating · RATING
Hail
dominant hazard
$20M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Muscatine $20M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 57.76/100
national median ~50 near the national middle (58th percentile)
Social vulnerabilityRelatively Low 36.77/100
national median ~50 lower than most counties (37th percentile)
Community resilienceVery High 86.04/100
national median ~50 higher than 86% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Muscatine

The National Flood Insurance Program has paid 354 flood-insurance claims totaling $5.6M in Muscatine since 1979. The costliest year was 2008 ($2.9M paid).

Flood-insurance dollars paid by year of loss

1979: $2,921 paid 1980: $789 paid 1982: $17,922 paid 1983: $0 paid 1986: $1,601 paid 1990: $24,656 paid 1993: $759,994 paid 1994: $0 paid 1996: $64,014 paid 1997: $50,018 paid 1998: $7,725 paid 1999: $0 paid 2001: $453,744 paid 2002: $4,993 paid 2004: $61,555 paid 2007: $0 paid 2008: $2,867,640 paid 2009: $3,694 paid 2010: $31,514 paid 2011: $29,464 paid 2013: $106,682 paid 2014: $567,292 paid 2015: $14,011 paid 2016: $133,944 paid 2017: $12,233 paid 2018: $24,543 paid 2019: $322,939 paid 2020: $12,482 paid 2023: $11,057 paid 2024: $8,172 paid 2025: $25,410 paid 2008 · $2.9M 1979 2025
$5.6M
total paid
$15,879
average claim
$187K
largest single claim
78%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Muscatine, IA and where it ranks among U.S. counties. It is not a verdict on whether Muscatine is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.