Property Atlas

County hazard profile

Fremont, IA

Iowa · pop. 6,605 · FIPS 19071

Very Low
FEMA risk rating · RATING
Drought
dominant hazard
$7M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Fremont $7M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 14.98/100
national median ~50 among the lowest nationally
Social vulnerabilityRelatively Low 24.9/100
national median ~50 lower than most counties (25th percentile)
Community resilienceRelatively Moderate 47.9/100
national median ~50 near the national middle (48th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Fremont

The National Flood Insurance Program has paid 233 flood-insurance claims totaling $10.7M in Fremont since 1984. The costliest year was 2019 ($8.0M paid).

Flood-insurance dollars paid by year of loss

1984: $6,298 paid 1993: $331,803 paid 1997: $5,086 paid 1998: $95,279 paid 1999: $0 paid 2004: $744 paid 2007: $21,956 paid 2008: $68,888 paid 2009: $0 paid 2011: $2,160,241 paid 2018: $3,341 paid 2019: $7,957,274 paid 2019 · $8.0M 1984 2019
$10.7M
total paid
$45,712
average claim
$1.0M
largest single claim
54%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Fremont, IA and where it ranks among U.S. counties. It is not a verdict on whether Fremont is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.