Property Atlas

County hazard profile

Emmet, IA

Iowa · pop. 9,388 · FIPS 19063

Very Low
FEMA risk rating · RATING
Drought
dominant hazard
$14M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Emmet $14M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 42.75/100
national median ~50 near the national middle (43rd percentile)
Social vulnerabilityRelatively Low 33.56/100
national median ~50 lower than most counties (34th percentile)
Community resilienceRelatively High 67.14/100
national median ~50 near the national middle (67th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Emmet

The National Flood Insurance Program has paid 19 flood-insurance claims totaling $81K in Emmet since 1979. The costliest year was 2024 ($37K paid).

Flood-insurance dollars paid by year of loss

1979: $143 paid 1983: $1,533 paid 1984: $480 paid 2005: $12,640 paid 2010: $4,345 paid 2011: $637 paid 2018: $8,426 paid 2019: $15,608 paid 2024: $37,277 paid 2024 · $37K 1979 2024
$81K
total paid
$4,268
average claim
$29K
largest single claim
84%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Emmet, IA and where it ranks among U.S. counties. It is not a verdict on whether Emmet is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.