Property Atlas

County hazard profile

Clinton, IA

Iowa · pop. 46,429 · FIPS 19045

Relatively Low
FEMA risk rating · RATING
Strong Wind
dominant hazard
$25M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Clinton $25M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 64.82/100
national median ~50 near the national middle (65th percentile)
Social vulnerabilityRelatively Low 34.64/100
national median ~50 lower than most counties (35th percentile)
Community resilienceVery High 87.47/100
national median ~50 higher than 87% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Clinton

The National Flood Insurance Program has paid 180 flood-insurance claims totaling $1.3M in Clinton since 1978. The costliest year was 2008 ($259K paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $6,962 paid 1980: $0 paid 1981: $968 paid 1982: $2,371 paid 1983: $956 paid 1986: $0 paid 1990: $3,674 paid 1993: $62,045 paid 1997: $57,355 paid 1999: $7,579 paid 2001: $225,947 paid 2002: $55,543 paid 2004: $3,287 paid 2007: $41,775 paid 2008: $258,712 paid 2009: $8,027 paid 2010: $8,794 paid 2011: $99,272 paid 2013: $21,077 paid 2014: $75,235 paid 2015: $38,226 paid 2016: $3,418 paid 2017: $154,738 paid 2018: $240 paid 2019: $108,509 paid 2021: $2,016 paid 2022: $712 paid 2023: $30,043 paid 2024: $4,802 paid 2008 · $259K 1978 2024
$1.3M
total paid
$7,124
average claim
$83K
largest single claim
68%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Clinton, IA and where it ranks among U.S. counties. It is not a verdict on whether Clinton is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.