Property Atlas

County hazard profile

Vanderburgh, IN

Indiana · pop. 180,120 · FIPS 18163

Relatively Moderate
FEMA risk rating · RATING
Earthquake
dominant hazard
$96M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (30th percentile)

national median $15M/yr Vanderburgh $96M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 91.32/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Moderate 48.51/100
national median ~50 near the national middle (49th percentile)
Community resilienceVery High 86.01/100
national median ~50 higher than 86% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Vanderburgh

The National Flood Insurance Program has paid 820 flood-insurance claims totaling $7.5M in Vanderburgh since 1978. The costliest year was 2011 ($1.8M paid).

Flood-insurance dollars paid by year of loss

1978: $17,769 paid 1979: $48,402 paid 1980: $324,511 paid 1981: $53,999 paid 1982: $6,533 paid 1983: $76,544 paid 1984: $21,007 paid 1985: $814 paid 1986: $16,693 paid 1987: $163 paid 1988: $2,719 paid 1989: $124,863 paid 1990: $60,667 paid 1991: $85,998 paid 1992: $2,432 paid 1993: $0 paid 1994: $490 paid 1995: $7,228 paid 1996: $494,562 paid 1997: $978,340 paid 1998: $59,425 paid 1999: $1,062 paid 2000: $77,052 paid 2001: $23,595 paid 2002: $34,157 paid 2003: $61,388 paid 2004: $108,476 paid 2005: $277,206 paid 2006: $692,313 paid 2008: $268,092 paid 2009: $80,003 paid 2010: $11,026 paid 2011: $1,771,686 paid 2013: $134,045 paid 2014: $160,136 paid 2015: $34,003 paid 2016: $0 paid 2017: $12,120 paid 2018: $530,604 paid 2019: $13,594 paid 2021: $4,924 paid 2024: $13,866 paid 2025: $765,448 paid 2011 · $1.8M 1978 2025
$7.5M
total paid
$9,095
average claim
$153K
largest single claim
53%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Vanderburgh, IN and where it ranks among U.S. counties. It is not a verdict on whether Vanderburgh is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.