Property Atlas

County hazard profile

Steuben, IN

Indiana · pop. 34,413 · FIPS 18151

Very Low
FEMA risk rating · RATING
Hail
dominant hazard
$10M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Steuben $10M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 27.19/100
national median ~50 lower than most counties (27th percentile)
Social vulnerabilityRelatively Low 25.6/100
national median ~50 lower than most counties (26th percentile)
Community resilienceRelatively High 69.47/100
national median ~50 near the national middle (69th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Steuben

The National Flood Insurance Program has paid 55 flood-insurance claims totaling $151K in Steuben since 1978. The costliest year was 1982 ($45K paid).

Flood-insurance dollars paid by year of loss

1978: $7,985 paid 1980: $0 paid 1981: $0 paid 1982: $44,951 paid 1985: $7,969 paid 1992: $0 paid 1993: $7,427 paid 1996: $20,313 paid 1998: $1,376 paid 2001: $3,110 paid 2002: $2,129 paid 2004: $0 paid 2006: $0 paid 2007: $0 paid 2008: $11,347 paid 2009: $36,007 paid 2011: $2,405 paid 2018: $6,401 paid 2019: $0 paid 1982 · $45K 1978 2019
$151K
total paid
$2,753
average claim
$20K
largest single claim
47%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Steuben, IN and where it ranks among U.S. counties. It is not a verdict on whether Steuben is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.