Property Atlas

County hazard profile

Randolph, IN

Indiana · pop. 24,502 · FIPS 18135

Very Low
FEMA risk rating · RATING
Tornado
dominant hazard
$9M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Randolph $9M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 31.46/100
national median ~50 lower than most counties (31st percentile)
Social vulnerabilityRelatively Moderate 54.07/100
national median ~50 near the national middle (54th percentile)
Community resilienceRelatively High 61.1/100
national median ~50 near the national middle (61st percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Randolph

The National Flood Insurance Program has paid 22 flood-insurance claims totaling $120K in Randolph since 1987. The costliest year was 2025 ($63K paid).

Flood-insurance dollars paid by year of loss

1987: $6,060 paid 1992: $2,369 paid 1993: $4,116 paid 1995: $0 paid 1996: $0 paid 1997: $0 paid 1998: $0 paid 2003: $3,780 paid 2005: $0 paid 2008: $2,140 paid 2010: $829 paid 2011: $1,650 paid 2013: $15,326 paid 2017: $8,797 paid 2019: $10,206 paid 2020: $1,630 paid 2021: $0 paid 2025: $62,677 paid 2025 · $63K 1987 2025
$120K
total paid
$5,435
average claim
$60K
largest single claim
50%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Randolph, IN and where it ranks among U.S. counties. It is not a verdict on whether Randolph is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.