Property Atlas

County hazard profile

Pulaski, IN

Indiana · pop. 12,514 · FIPS 18131

Very Low
FEMA risk rating · RATING
Cold Wave
dominant hazard
$5M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Pulaski $5M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 11.2/100
national median ~50 among the lowest nationally
Social vulnerabilityRelatively Low 39.47/100
national median ~50 lower than most counties (39th percentile)
Community resilienceRelatively High 74.11/100
national median ~50 near the national middle (74th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Pulaski

The National Flood Insurance Program has paid 172 flood-insurance claims totaling $2.6M in Pulaski since 1981. The costliest year was 2009 ($1.4M paid).

Flood-insurance dollars paid by year of loss

1981: $13,236 paid 1982: $5,732 paid 1985: $21,015 paid 1990: $43,728 paid 1993: $10,785 paid 1996: $19,415 paid 1998: $7,327 paid 1999: $9,146 paid 2005: $17,069 paid 2007: $8,276 paid 2008: $487,073 paid 2009: $1,422,921 paid 2011: $3,702 paid 2013: $19,008 paid 2014: $0 paid 2015: $32,458 paid 2018: $514,565 paid 2009 · $1.4M 1981 2018
$2.6M
total paid
$15,322
average claim
$140K
largest single claim
75%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Pulaski, IN and where it ranks among U.S. counties. It is not a verdict on whether Pulaski is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.