Property Atlas

County hazard profile

Porter, IN

Indiana · pop. 173,161 · FIPS 18127

Relatively Moderate
FEMA risk rating · RATING
Tornado
dominant hazard
$58M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Porter $58M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 81.39/100
national median ~50 higher than 81% of counties
Social vulnerabilityVery Low 13.39/100
national median ~50 among the lowest nationally
Community resilienceVery High 88.99/100
national median ~50 higher than 89% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Porter

The National Flood Insurance Program has paid 186 flood-insurance claims totaling $2.3M in Porter since 1979. The costliest year was 2008 ($763K paid).

Flood-insurance dollars paid by year of loss

1979: $56,601 paid 1980: $1,229 paid 1981: $64,451 paid 1982: $8,651 paid 1983: $82,572 paid 1984: $123 paid 1985: $34,980 paid 1986: $0 paid 1987: $1,394 paid 1989: $3,326 paid 1990: $137,559 paid 1991: $1,039 paid 1992: $0 paid 1993: $210,349 paid 1994: $0 paid 1995: $65,017 paid 1996: $3,441 paid 1997: $134,084 paid 1998: $3,442 paid 1999: $3,484 paid 2000: $3,796 paid 2001: $3,568 paid 2002: $0 paid 2005: $9,920 paid 2006: $98,442 paid 2007: $35,813 paid 2008: $762,924 paid 2009: $4,770 paid 2010: $0 paid 2011: $7,372 paid 2012: $36,853 paid 2013: $0 paid 2014: $158,031 paid 2015: $81,522 paid 2016: $1,717 paid 2017: $6,717 paid 2018: $208,020 paid 2019: $1,073 paid 2020: $32,899 paid 2021: $12,704 paid 2024: $3,949 paid 2025: $0 paid 2008 · $763K 1979 2025
$2.3M
total paid
$12,268
average claim
$204K
largest single claim
45%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Porter, IN and where it ranks among U.S. counties. It is not a verdict on whether Porter is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.