Property Atlas

County hazard profile

Orange, IN

Indiana · pop. 19,861 · FIPS 18117

Very Low
FEMA risk rating · RATING
Tornado
dominant hazard
$11M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Orange $11M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 40.49/100
national median ~50 near the national middle (40th percentile)
Social vulnerabilityRelatively Moderate 52.04/100
national median ~50 near the national middle (52nd percentile)
Community resilienceRelatively Moderate 52.13/100
national median ~50 near the national middle (52nd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Orange

The National Flood Insurance Program has paid 113 flood-insurance claims totaling $1.3M in Orange since 1979. The costliest year was 2004 ($598K paid).

Flood-insurance dollars paid by year of loss

1979: $8,945 paid 1982: $3,049 paid 1983: $27,478 paid 1985: $29,815 paid 1990: $84,726 paid 1995: $2,247 paid 1996: $101,843 paid 2000: $2,302 paid 2001: $664 paid 2002: $2,813 paid 2004: $598,089 paid 2005: $6,613 paid 2006: $60,113 paid 2008: $261,734 paid 2011: $53,323 paid 2013: $57,809 paid 2014: $8,638 paid 2015: $8,154 paid 2017: $9,059 paid 2018: $7,017 paid 2022: $0 paid 2004 · $598K 1979 2022
$1.3M
total paid
$11,809
average claim
$254K
largest single claim
24%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Orange, IN and where it ranks among U.S. counties. It is not a verdict on whether Orange is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.