Property Atlas

County hazard profile

Noble, IN

Indiana · pop. 47,434 · FIPS 18113

Relatively Low
FEMA risk rating · RATING
Strong Wind
dominant hazard
$13M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Noble $13M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 44.24/100
national median ~50 near the national middle (44th percentile)
Social vulnerabilityRelatively Moderate 48.7/100
national median ~50 near the national middle (49th percentile)
Community resilienceRelatively High 71.22/100
national median ~50 near the national middle (71st percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Noble

The National Flood Insurance Program has paid 226 flood-insurance claims totaling $2.8M in Noble since 1978. The costliest year was 2017 ($1.1M paid).

Flood-insurance dollars paid by year of loss

1978: $8,931 paid 1981: $10,367 paid 1982: $66,272 paid 1984: $0 paid 1985: $15,374 paid 1990: $118,991 paid 1991: $26,441 paid 1992: $20,000 paid 1993: $56,248 paid 1996: $22,417 paid 1997: $0 paid 1998: $12,837 paid 1999: $0 paid 2001: $7,024 paid 2003: $3,613 paid 2004: $6,470 paid 2006: $8,658 paid 2007: $13,832 paid 2008: $558,778 paid 2009: $367,290 paid 2010: $6,937 paid 2011: $9,187 paid 2012: $0 paid 2013: $13,816 paid 2015: $185,254 paid 2017: $1,118,314 paid 2018: $30,297 paid 2019: $31,210 paid 2026: $45,942 paid 2017 · $1.1M 1978 2026
$2.8M
total paid
$12,232
average claim
$197K
largest single claim
80%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Noble, IN and where it ranks among U.S. counties. It is not a verdict on whether Noble is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.