Property Atlas

County hazard profile

Marion, IN

Indiana · pop. 977,041 · FIPS 18097

Relatively High
FEMA risk rating · RATING
Tornado
dominant hazard
$285M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

higher than 88% of counties

national median $15M/yr Marion $285M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 97.49/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Low 39.69/100
national median ~50 near the national middle (40th percentile)
Community resilienceRelatively Moderate 49.36/100
national median ~50 near the national middle (49th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Marion

The National Flood Insurance Program has paid 2,186 flood-insurance claims totaling $17.2M in Marion since 1978. The costliest year was 2003 ($3.1M paid).

Flood-insurance dollars paid by year of loss

1978: $315,191 paid 1979: $83,921 paid 1980: $32,700 paid 1981: $17,368 paid 1982: $15,465 paid 1983: $6,737 paid 1984: $1,358 paid 1985: $184,941 paid 1986: $54,148 paid 1987: $14,666 paid 1988: $2,588 paid 1989: $116,828 paid 1990: $1,416,183 paid 1991: $81,103 paid 1992: $81,621 paid 1993: $305,059 paid 1994: $56,324 paid 1995: $530 paid 1996: $34,267 paid 1997: $19,815 paid 1998: $118,670 paid 1999: $258,097 paid 2000: $20,974 paid 2001: $8,027 paid 2002: $207,911 paid 2003: $3,081,512 paid 2004: $58,873 paid 2005: $1,719,531 paid 2006: $204,477 paid 2007: $145,773 paid 2008: $2,181,571 paid 2009: $446,057 paid 2010: $226,605 paid 2011: $1,873,987 paid 2012: $5,468 paid 2013: $1,215,093 paid 2014: $14,059 paid 2015: $1,241,390 paid 2016: $435,470 paid 2017: $244,991 paid 2018: $33,618 paid 2019: $142,028 paid 2020: $0 paid 2021: $35,767 paid 2022: $0 paid 2023: $18,459 paid 2024: $166,471 paid 2025: $292,337 paid 2026: $0 paid 2003 · $3.1M 1978 2026
$17.2M
total paid
$7,886
average claim
$358K
largest single claim
71%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Marion, IN and where it ranks among U.S. counties. It is not a verdict on whether Marion is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.