Property Atlas

County hazard profile

LaPorte, IN

Indiana · pop. 112,304 · FIPS 18091

Relatively Low
FEMA risk rating · RATING
Cold Wave
dominant hazard
$38M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr LaPorte $38M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 78.88/100
national median ~50 higher than 79% of counties
Social vulnerabilityRelatively Moderate 48.7/100
national median ~50 near the national middle (49th percentile)
Community resilienceVery High 82.6/100
national median ~50 higher than 83% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in LaPorte

The National Flood Insurance Program has paid 143 flood-insurance claims totaling $817K in LaPorte since 1978. The costliest year was 1993 ($236K paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $35,868 paid 1981: $20,957 paid 1982: $86,837 paid 1983: $71,369 paid 1984: $18,988 paid 1985: $6,597 paid 1986: $1,008 paid 1987: $0 paid 1990: $19,100 paid 1991: $3,527 paid 1993: $236,259 paid 1994: $33,650 paid 1995: $0 paid 1996: $40,169 paid 1997: $485 paid 1998: $11,316 paid 2000: $0 paid 2001: $0 paid 2005: $7,731 paid 2006: $0 paid 2007: $0 paid 2008: $97,356 paid 2009: $19,778 paid 2010: $0 paid 2011: $0 paid 2016: $774 paid 2017: $0 paid 2018: $97,290 paid 2020: $8,124 paid 1993 · $236K 1978 2020
$817K
total paid
$5,715
average claim
$60K
largest single claim
64%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for LaPorte, IN and where it ranks among U.S. counties. It is not a verdict on whether LaPorte is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.