Property Atlas

County hazard profile

Johnson, IN

Indiana · pop. 161,668 · FIPS 18081

Relatively Low
FEMA risk rating · RATING
Strong Wind
dominant hazard
$54M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Johnson $54M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 74.65/100
national median ~50 higher than 75% of counties
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceVery High 87.85/100
national median ~50 higher than 88% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Johnson

The National Flood Insurance Program has paid 454 flood-insurance claims totaling $12.6M in Johnson since 1978. The costliest year was 2008 ($11.2M paid).

Flood-insurance dollars paid by year of loss

1978: $337 paid 1979: $14,323 paid 1980: $0 paid 1981: $1,973 paid 1982: $0 paid 1985: $1,708 paid 1986: $2,477 paid 1990: $35,835 paid 1992: $0 paid 1993: $54,169 paid 1994: $0 paid 1996: $38,970 paid 1997: $2,122 paid 1998: $22,669 paid 1999: $0 paid 2001: $7,290 paid 2002: $21,835 paid 2004: $1,722 paid 2005: $74,239 paid 2007: $2,670 paid 2008: $11,204,681 paid 2009: $35,562 paid 2010: $2,155 paid 2011: $6,262 paid 2013: $208,867 paid 2014: $0 paid 2015: $168,261 paid 2016: $1,792 paid 2017: $500,644 paid 2018: $2,077 paid 2019: $17,100 paid 2020: $0 paid 2023: $0 paid 2024: $0 paid 2025: $191,514 paid 2026: $0 paid 2008 · $11.2M 1978 2026
$12.6M
total paid
$27,800
average claim
$258K
largest single claim
76%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Johnson, IN and where it ranks among U.S. counties. It is not a verdict on whether Johnson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.