Property Atlas

County hazard profile

Jefferson, IN

Indiana · pop. 33,067 · FIPS 18077

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$16M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Jefferson $16M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 48.28/100
national median ~50 near the national middle (48th percentile)
Social vulnerabilityRelatively Low 33.56/100
national median ~50 lower than most counties (34th percentile)
Community resilienceRelatively High 68/100
national median ~50 near the national middle (68th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Jefferson

The National Flood Insurance Program has paid 246 flood-insurance claims totaling $5.5M in Jefferson since 1978. The costliest year was 2025 ($1.6M paid).

Flood-insurance dollars paid by year of loss

1978: $11,504 paid 1979: $28,441 paid 1985: $500 paid 1989: $0 paid 1990: $8,935 paid 1991: $50,892 paid 1992: $7,883 paid 1996: $12,080 paid 1997: $1,377,755 paid 2002: $25,743 paid 2003: $3,660 paid 2005: $8,565 paid 2008: $43,937 paid 2009: $94,785 paid 2011: $65,338 paid 2013: $33,860 paid 2015: $491,103 paid 2017: $13,333 paid 2018: $1,135,511 paid 2021: $544,186 paid 2025: $1,555,258 paid 2025 · $1.6M 1978 2025
$5.5M
total paid
$22,412
average claim
$147K
largest single claim
72%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Jefferson, IN and where it ranks among U.S. counties. It is not a verdict on whether Jefferson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.