Property Atlas

County hazard profile

Huntington, IN

Indiana · pop. 36,617 · FIPS 18069

Very Low
FEMA risk rating · RATING
Strong Wind
dominant hazard
$14M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Huntington $14M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 38.23/100
national median ~50 lower than most counties (38th percentile)
Social vulnerabilityRelatively Low 22.42/100
national median ~50 among the lowest nationally
Community resilienceVery High 89.63/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Huntington

The National Flood Insurance Program has paid 111 flood-insurance claims totaling $1.1M in Huntington since 1980. The costliest year was 2015 ($374K paid).

Flood-insurance dollars paid by year of loss

1980: $2,717 paid 1982: $1,142 paid 1984: $1,705 paid 1985: $822 paid 1989: $15,646 paid 1990: $5,084 paid 1991: $3,007 paid 1992: $813 paid 1995: $1,232 paid 1996: $169,230 paid 1998: $57,581 paid 1999: $50,264 paid 2002: $13,860 paid 2003: $82,778 paid 2008: $5,847 paid 2009: $15,811 paid 2011: $98,356 paid 2013: $157,325 paid 2014: $31,954 paid 2015: $374,369 paid 2017: $4,016 paid 2019: $2,968 paid 2015 · $374K 1980 2019
$1.1M
total paid
$9,879
average claim
$92K
largest single claim
50%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Huntington, IN and where it ranks among U.S. counties. It is not a verdict on whether Huntington is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.