Property Atlas

County hazard profile

Hamilton, IN

Indiana · pop. 347,343 · FIPS 18057

Relatively Moderate
FEMA risk rating · RATING
Tornado
dominant hazard
$129M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (40th percentile)

national median $15M/yr Hamilton $129M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 88.8/100
national median ~50 higher than 89% of counties
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceVery High 93.13/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Hamilton

The National Flood Insurance Program has paid 418 flood-insurance claims totaling $3.9M in Hamilton since 1978. The costliest year was 2013 ($1.0M paid).

Flood-insurance dollars paid by year of loss

1978: $16,957 paid 1979: $64,865 paid 1980: $9,017 paid 1982: $0 paid 1985: $8,552 paid 1986: $6,826 paid 1989: $27,103 paid 1990: $410,099 paid 1991: $21,521 paid 1992: $30,928 paid 1993: $43,551 paid 1996: $7,641 paid 1997: $0 paid 1998: $30,609 paid 1999: $70,461 paid 2002: $64,880 paid 2003: $921,427 paid 2005: $364,296 paid 2007: $44,139 paid 2008: $114,047 paid 2009: $1,428 paid 2010: $13,976 paid 2011: $373,111 paid 2013: $1,012,515 paid 2014: $45,011 paid 2015: $14,593 paid 2016: $9,356 paid 2017: $131,747 paid 2018: $3,398 paid 2019: $5,082 paid 2020: $0 paid 2021: $15,592 paid 2022: $24,038 paid 2024: $0 paid 2025: $0 paid 2013 · $1.0M 1978 2025
$3.9M
total paid
$9,346
average claim
$114K
largest single claim
68%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Hamilton, IN and where it ranks among U.S. counties. It is not a verdict on whether Hamilton is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.