Property Atlas

County hazard profile

Delaware, IN

Indiana · pop. 111,870 · FIPS 18035

Relatively Low
FEMA risk rating · RATING
Tornado
dominant hazard
$34M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Delaware $34M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 76.34/100
national median ~50 higher than 76% of counties
Social vulnerabilityRelatively Moderate 49.33/100
national median ~50 near the national middle (49th percentile)
Community resilienceVery High 82.41/100
national median ~50 higher than 82% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Delaware

The National Flood Insurance Program has paid 243 flood-insurance claims totaling $2.6M in Delaware since 1979. The costliest year was 2003 ($580K paid).

Flood-insurance dollars paid by year of loss

1979: $14,944 paid 1980: $12,902 paid 1981: $2,354 paid 1982: $14,632 paid 1983: $0 paid 1985: $45,081 paid 1987: $58,776 paid 1988: $0 paid 1989: $41,678 paid 1990: $116,730 paid 1991: $761 paid 1992: $170,231 paid 1993: $130,374 paid 1994: $2,160 paid 1995: $0 paid 1996: $25,491 paid 1998: $0 paid 2002: $7,165 paid 2003: $579,956 paid 2005: $118,785 paid 2006: $0 paid 2007: $7,503 paid 2008: $22,809 paid 2010: $0 paid 2011: $545,483 paid 2013: $257,108 paid 2014: $10,280 paid 2015: $264,126 paid 2016: $47,914 paid 2017: $38,302 paid 2018: $8,598 paid 2019: $43,516 paid 2020: $0 paid 2022: $0 paid 2024: $6,744 paid 2025: $0 paid 2003 · $580K 1979 2025
$2.6M
total paid
$10,677
average claim
$107K
largest single claim
64%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Delaware, IN and where it ranks among U.S. counties. It is not a verdict on whether Delaware is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.