Property Atlas

County hazard profile

DeKalb, IN

Indiana · pop. 43,222 · FIPS 18033

Very Low
FEMA risk rating · RATING
Strong Wind
dominant hazard
$13M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr DeKalb $13M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 41.32/100
national median ~50 near the national middle (41st percentile)
Social vulnerabilityRelatively Low 35.62/100
national median ~50 lower than most counties (36th percentile)
Community resilienceVery High 94.31/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in DeKalb

The National Flood Insurance Program has paid 67 flood-insurance claims totaling $1.5M in DeKalb since 1978. The costliest year was 2009 ($1.1M paid).

Flood-insurance dollars paid by year of loss

1978: $314 paid 1980: $0 paid 1981: $0 paid 1982: $134,010 paid 1983: $219 paid 1985: $17,903 paid 1990: $4,700 paid 1996: $3,819 paid 2001: $0 paid 2008: $184,247 paid 2009: $1,136,135 paid 2021: $26,712 paid 2022: $10,142 paid 2025: $31,456 paid 2009 · $1.1M 1978 2025
$1.5M
total paid
$23,129
average claim
$528K
largest single claim
63%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for DeKalb, IN and where it ranks among U.S. counties. It is not a verdict on whether DeKalb is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.