Property Atlas

County hazard profile

Bartholomew, IN

Indiana · pop. 82,160 · FIPS 18005

Relatively Low
FEMA risk rating · RATING
Tornado
dominant hazard
$34M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Bartholomew $34M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 70.87/100
national median ~50 near the national middle (71st percentile)
Social vulnerabilityRelatively Low 23.06/100
national median ~50 among the lowest nationally
Community resilienceRelatively High 78.53/100
national median ~50 higher than 79% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Bartholomew

The National Flood Insurance Program has paid 505 flood-insurance claims totaling $15.0M in Bartholomew since 1978. The costliest year was 2008 ($12.2M paid).

Flood-insurance dollars paid by year of loss

1978: $5,727 paid 1979: $7,982 paid 1980: $1,322 paid 1981: $12,273 paid 1982: $532 paid 1984: $0 paid 1988: $1,083 paid 1990: $46,374 paid 1993: $27,636 paid 1994: $0 paid 1996: $74,493 paid 1997: $10,482 paid 1998: $453,336 paid 1999: $8,907 paid 2000: $0 paid 2002: $15,953 paid 2003: $17,874 paid 2004: $64,157 paid 2005: $177,857 paid 2006: $796 paid 2007: $0 paid 2008: $12,242,108 paid 2009: $32,200 paid 2011: $119,952 paid 2013: $27,117 paid 2014: $0 paid 2015: $232,744 paid 2018: $6,220 paid 2019: $48,852 paid 2020: $26,447 paid 2021: $849,036 paid 2022: $607 paid 2025: $440,832 paid 2026: $2,943 paid 2008 · $12.2M 1978 2026
$15.0M
total paid
$29,616
average claim
$1.0M
largest single claim
85%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Bartholomew, IN and where it ranks among U.S. counties. It is not a verdict on whether Bartholomew is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.