Property Atlas

County hazard profile

Allen, IN

Indiana · pop. 385,219 · FIPS 18003

Relatively Moderate
FEMA risk rating · RATING
Strong Wind
dominant hazard
$97M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (30th percentile)

national median $15M/yr Allen $97M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 90.84/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Low 35.53/100
national median ~50 lower than most counties (36th percentile)
Community resilienceRelatively High 78.4/100
national median ~50 higher than 78% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Allen

The National Flood Insurance Program has paid 1,672 flood-insurance claims totaling $15.8M in Allen since 1978. The costliest year was 1982 ($3.4M paid).

Flood-insurance dollars paid by year of loss

1978: $338,232 paid 1979: $49,881 paid 1980: $7,872 paid 1981: $35,368 paid 1982: $3,418,338 paid 1983: $21,414 paid 1984: $1,840 paid 1985: $794,014 paid 1986: $4,578 paid 1987: $0 paid 1988: $5,110 paid 1989: $137,799 paid 1990: $570,828 paid 1991: $346,576 paid 1992: $36,560 paid 1993: $13,932 paid 1995: $12,855 paid 1996: $23,007 paid 1997: $5,416 paid 1998: $6,099 paid 1999: $25,117 paid 2000: $38,366 paid 2001: $1,949 paid 2002: $350,300 paid 2003: $3,000,189 paid 2004: $211,519 paid 2005: $375,959 paid 2006: $74,157 paid 2007: $617 paid 2008: $610,338 paid 2009: $409,560 paid 2010: $177,484 paid 2011: $462,921 paid 2013: $3,212,266 paid 2014: $42,071 paid 2015: $604,318 paid 2016: $53,681 paid 2017: $118,941 paid 2018: $15,590 paid 2020: $0 paid 2021: $32,267 paid 2022: $117,641 paid 2024: $0 paid 2025: $0 paid 2026: $1,368 paid 1982 · $3.4M 1978 2026
$15.8M
total paid
$9,430
average claim
$373K
largest single claim
34%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Allen, IN and where it ranks among U.S. counties. It is not a verdict on whether Allen is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.