Property Atlas

County hazard profile

Whiteside, IL

Illinois · pop. 55,637 · FIPS 17195

Relatively Low
FEMA risk rating · RATING
Drought
dominant hazard
$25M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Whiteside $25M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 65.81/100
national median ~50 near the national middle (66th percentile)
Social vulnerabilityRelatively Moderate 43.64/100
national median ~50 near the national middle (44th percentile)
Community resilienceVery High 81.71/100
national median ~50 higher than 82% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Whiteside

The National Flood Insurance Program has paid 287 flood-insurance claims totaling $2.3M in Whiteside since 1978. The costliest year was 2001 ($577K paid).

Flood-insurance dollars paid by year of loss

1978: $3,971 paid 1979: $10,287 paid 1981: $1,287 paid 1982: $37,674 paid 1983: $16,955 paid 1984: $631 paid 1985: $14,066 paid 1986: $10,206 paid 1988: $27,283 paid 1990: $0 paid 1993: $330,294 paid 1994: $138,823 paid 1996: $19,004 paid 1997: $221,030 paid 1998: $0 paid 2000: $1,524 paid 2001: $576,857 paid 2002: $221,363 paid 2007: $7,630 paid 2008: $22,853 paid 2009: $66,421 paid 2010: $1,529 paid 2011: $109,660 paid 2013: $82,621 paid 2014: $4,963 paid 2016: $7,263 paid 2017: $10,836 paid 2018: $48,442 paid 2019: $219,723 paid 2023: $73,014 paid 2024: $10,147 paid 2026: $0 paid 2001 · $577K 1978 2026
$2.3M
total paid
$8,001
average claim
$62K
largest single claim
64%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Whiteside, IL and where it ranks among U.S. counties. It is not a verdict on whether Whiteside is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.