Property Atlas

County hazard profile

White, IL

Illinois · pop. 13,871 · FIPS 17193

Relatively Low
FEMA risk rating · RATING
Earthquake
dominant hazard
$15M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr White $15M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 54.26/100
national median ~50 near the national middle (54th percentile)
Social vulnerabilityRelatively High 66.25/100
national median ~50 near the national middle (66th percentile)
Community resilienceRelatively High 78.59/100
national median ~50 higher than 79% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in White

The National Flood Insurance Program has paid 88 flood-insurance claims totaling $1.5M in White since 1978. The costliest year was 2011 ($869K paid).

Flood-insurance dollars paid by year of loss

1978: $1,657 paid 1979: $8,492 paid 1980: $0 paid 1982: $0 paid 1983: $3,841 paid 1985: $0 paid 1990: $12,785 paid 1993: $26,663 paid 1995: $10,066 paid 1996: $16,278 paid 1997: $12,156 paid 2001: $2,669 paid 2002: $2,897 paid 2004: $77,299 paid 2005: $34,684 paid 2008: $116,412 paid 2011: $869,076 paid 2012: $0 paid 2013: $30,129 paid 2015: $4,500 paid 2016: $2,333 paid 2017: $490 paid 2018: $7,502 paid 2019: $2,187 paid 2024: $0 paid 2025: $245,014 paid 2011 · $869K 1978 2025
$1.5M
total paid
$16,899
average claim
$173K
largest single claim
66%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for White, IL and where it ranks among U.S. counties. It is not a verdict on whether White is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.