Property Atlas

County hazard profile

Macon, IL

Illinois · pop. 103,930 · FIPS 17115

Relatively Moderate
FEMA risk rating · RATING
Cold Wave
dominant hazard
$47M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Macon $47M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 83.3/100
national median ~50 higher than 83% of counties
Social vulnerabilityRelatively Moderate 50.76/100
national median ~50 near the national middle (51st percentile)
Community resilienceVery High 90.97/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Macon

The National Flood Insurance Program has paid 208 flood-insurance claims totaling $1.4M in Macon since 1978. The costliest year was 2008 ($370K paid).

Flood-insurance dollars paid by year of loss

1978: $3,117 paid 1979: $188,240 paid 1981: $1,087 paid 1982: $25,508 paid 1983: $163,166 paid 1984: $3,007 paid 1985: $18,743 paid 1986: $25,774 paid 1990: $368,604 paid 1992: $10,252 paid 1993: $22,400 paid 1994: $1,249 paid 1995: $5,829 paid 1996: $51,991 paid 1998: $16,034 paid 2001: $5,036 paid 2002: $51,552 paid 2005: $3,661 paid 2008: $370,293 paid 2009: $3,419 paid 2011: $0 paid 2012: $0 paid 2013: $16,109 paid 2015: $62,450 paid 2017: $2,544 paid 2018: $0 paid 2020: $8,983 paid 2022: $0 paid 2008 · $370K 1978 2022
$1.4M
total paid
$6,870
average claim
$106K
largest single claim
54%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Macon, IL and where it ranks among U.S. counties. It is not a verdict on whether Macon is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.