Property Atlas

County hazard profile

Kendall, IL

Illinois · pop. 131,852 · FIPS 17093

Relatively Low
FEMA risk rating · RATING
Cold Wave
dominant hazard
$75M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Kendall $75M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 80.25/100
national median ~50 higher than 80% of counties
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceVery High 96.02/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Kendall

The National Flood Insurance Program has paid 174 flood-insurance claims totaling $3.1M in Kendall since 1978. The costliest year was 1996 ($1.5M paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $1,722 paid 1980: $10,921 paid 1981: $20,356 paid 1982: $13,341 paid 1983: $7,608 paid 1984: $3,565 paid 1985: $18,081 paid 1987: $414 paid 1991: $12,200 paid 1992: $33,492 paid 1994: $3,459 paid 1996: $1,469,883 paid 1997: $135,347 paid 2000: $26,394 paid 2001: $12,000 paid 2004: $9,849 paid 2007: $56,872 paid 2008: $657,017 paid 2009: $24,715 paid 2010: $5,328 paid 2011: $0 paid 2013: $527,386 paid 2018: $30,993 paid 2019: $59,998 paid 1996 · $1.5M 1978 2019
$3.1M
total paid
$18,051
average claim
$116K
largest single claim
53%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Kendall, IL and where it ranks among U.S. counties. It is not a verdict on whether Kendall is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.