Property Atlas

County hazard profile

Kankakee, IL

Illinois · pop. 107,359 · FIPS 17091

Relatively Moderate
FEMA risk rating · RATING
Cold Wave
dominant hazard
$68M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Kankakee $68M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 88.23/100
national median ~50 higher than 88% of counties
Social vulnerabilityRelatively Moderate 49.97/100
national median ~50 near the national middle (50th percentile)
Community resilienceVery High 83.72/100
national median ~50 higher than 84% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Kankakee

The National Flood Insurance Program has paid 695 flood-insurance claims totaling $10.2M in Kankakee since 1978. The costliest year was 2018 ($4.0M paid).

Flood-insurance dollars paid by year of loss

1978: $1,510 paid 1979: $595,277 paid 1981: $41,860 paid 1982: $66,722 paid 1983: $855 paid 1984: $18,449 paid 1985: $244,074 paid 1986: $9,393 paid 1987: $752 paid 1988: $2,248 paid 1989: $3,526 paid 1990: $99,978 paid 1991: $797 paid 1993: $21,573 paid 1994: $0 paid 1996: $128,980 paid 1997: $92,795 paid 1998: $35,551 paid 1999: $78,627 paid 2000: $5,778 paid 2001: $2,279 paid 2002: $71,242 paid 2003: $8,097 paid 2004: $4,475 paid 2005: $344,991 paid 2006: $4,616 paid 2007: $64,823 paid 2008: $2,303,035 paid 2009: $191,753 paid 2010: $9,007 paid 2012: $361 paid 2013: $4,738 paid 2014: $99,103 paid 2015: $1,490,440 paid 2016: $2,028 paid 2018: $4,034,567 paid 2019: $5,354 paid 2020: $42,003 paid 2021: $0 paid 2024: $100,586 paid 2018 · $4.0M 1978 2024
$10.2M
total paid
$14,723
average claim
$246K
largest single claim
75%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Kankakee, IL and where it ranks among U.S. counties. It is not a verdict on whether Kankakee is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.