Property Atlas

County hazard profile

Jersey, IL

Illinois · pop. 21,501 · FIPS 17083

Very Low
FEMA risk rating · RATING
Landslide
dominant hazard
$11M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Jersey $11M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 18.86/100
national median ~50 among the lowest nationally
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceVery High 82.82/100
national median ~50 higher than 83% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Jersey

The National Flood Insurance Program has paid 1,869 flood-insurance claims totaling $24.4M in Jersey since 1978. The costliest year was 1993 ($8.0M paid).

Flood-insurance dollars paid by year of loss

1978: $1,843 paid 1979: $712,329 paid 1981: $12,549 paid 1982: $501,960 paid 1983: $309,827 paid 1984: $2,712 paid 1985: $129,080 paid 1986: $903,319 paid 1989: $0 paid 1990: $24,123 paid 1991: $3,575 paid 1992: $0 paid 1993: $7,998,337 paid 1994: $54,650 paid 1995: $1,108,149 paid 1996: $166,332 paid 1997: $26,866 paid 1998: $37,698 paid 1999: $15,711 paid 2000: $3,507 paid 2001: $35,469 paid 2002: $698,836 paid 2004: $1,226 paid 2005: $578 paid 2008: $4,595,244 paid 2009: $6,489 paid 2010: $22,964 paid 2011: $5,616 paid 2013: $1,254,068 paid 2014: $1,846 paid 2015: $653,907 paid 2016: $75,539 paid 2017: $257,698 paid 2018: $153 paid 2019: $4,583,960 paid 2020: $15,704 paid 2021: $2,744 paid 2024: $151,208 paid 1993 · $8.0M 1978 2024
$24.4M
total paid
$13,042
average claim
$354K
largest single claim
82%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Jersey, IL and where it ranks among U.S. counties. It is not a verdict on whether Jersey is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.