Property Atlas

County hazard profile

Jackson, IL

Illinois · pop. 52,912 · FIPS 17077

Relatively Moderate
FEMA risk rating · RATING
Strong Wind
dominant hazard
$50M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Jackson $50M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 87.12/100
national median ~50 higher than 87% of counties
Social vulnerabilityRelatively High 76.59/100
national median ~50 higher than 77% of counties
Community resilienceRelatively High 65.2/100
national median ~50 near the national middle (65th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Jackson

The National Flood Insurance Program has paid 118 flood-insurance claims totaling $2.1M in Jackson since 1978. The costliest year was 2023 ($495K paid).

Flood-insurance dollars paid by year of loss

1978: $1,105 paid 1979: $30,361 paid 1980: $0 paid 1982: $1,220 paid 1983: $18,000 paid 1985: $3,607 paid 1987: $0 paid 1990: $19,997 paid 1993: $34,631 paid 1994: $0 paid 1995: $30,612 paid 1996: $34,889 paid 1998: $6,025 paid 1999: $2,576 paid 2000: $21,472 paid 2001: $3,745 paid 2005: $11,305 paid 2006: $151 paid 2008: $120,591 paid 2009: $82,716 paid 2011: $442,095 paid 2012: $178,324 paid 2014: $13,048 paid 2015: $6,172 paid 2016: $310 paid 2017: $372,269 paid 2018: $492 paid 2019: $3,410 paid 2023: $494,659 paid 2024: $111,317 paid 2025: $44,614 paid 2023 · $495K 1978 2025
$2.1M
total paid
$17,709
average claim
$493K
largest single claim
59%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Jackson, IL and where it ranks among U.S. counties. It is not a verdict on whether Jackson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.