Property Atlas

County hazard profile

Henry, IL

Illinois · pop. 49,270 · FIPS 17073

Relatively Low
FEMA risk rating · RATING
Strong Wind
dominant hazard
$24M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Henry $24M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 57.09/100
national median ~50 near the national middle (57th percentile)
Social vulnerabilityVery Low 14.76/100
national median ~50 among the lowest nationally
Community resilienceVery High 83.81/100
national median ~50 higher than 84% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Henry

The National Flood Insurance Program has paid 237 flood-insurance claims totaling $1.7M in Henry since 1978. The costliest year was 2010 ($564K paid).

Flood-insurance dollars paid by year of loss

1978: $1,595 paid 1979: $91,849 paid 1980: $0 paid 1981: $599 paid 1982: $610 paid 1983: $269 paid 1984: $0 paid 1985: $5,550 paid 1987: $145 paid 1990: $3,478 paid 1992: $0 paid 1993: $16,192 paid 1994: $10,021 paid 1996: $50,570 paid 1997: $182,402 paid 1998: $2,231 paid 1999: $0 paid 2000: $43,154 paid 2001: $301,331 paid 2002: $30,850 paid 2004: $42 paid 2006: $0 paid 2007: $18,447 paid 2008: $93,772 paid 2009: $18,712 paid 2010: $563,958 paid 2011: $1,624 paid 2013: $126,545 paid 2014: $4,687 paid 2015: $22,400 paid 2017: $22,296 paid 2023: $60,000 paid 2026: $0 paid 2010 · $564K 1978 2026
$1.7M
total paid
$7,060
average claim
$280K
largest single claim
62%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Henry, IL and where it ranks among U.S. counties. It is not a verdict on whether Henry is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.