Property Atlas

County hazard profile

Hancock, IL

Illinois · pop. 17,592 · FIPS 17067

Very Low
FEMA risk rating · RATING
Drought
dominant hazard
$8M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Hancock $8M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 31.08/100
national median ~50 lower than most counties (31st percentile)
Social vulnerabilityRelatively High 64.82/100
national median ~50 near the national middle (65th percentile)
Community resilienceRelatively High 61.35/100
national median ~50 near the national middle (61st percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Hancock

The National Flood Insurance Program has paid 288 flood-insurance claims totaling $5.9M in Hancock since 1979. The costliest year was 2008 ($3.0M paid).

Flood-insurance dollars paid by year of loss

1979: $6,290 paid 1982: $3,421 paid 1985: $74 paid 1986: $14,633 paid 1990: $16,445 paid 1993: $2,130,654 paid 1996: $1,934 paid 1997: $1,658 paid 1998: $0 paid 2001: $173,800 paid 2002: $139 paid 2008: $3,003,874 paid 2009: $44,967 paid 2010: $868 paid 2011: $4,889 paid 2013: $75,208 paid 2014: $51,927 paid 2018: $22,959 paid 2019: $312,392 paid 2021: $7,048 paid 2023: $6,154 paid 2008 · $3.0M 1979 2023
$5.9M
total paid
$20,414
average claim
$673K
largest single claim
88%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Hancock, IL and where it ranks among U.S. counties. It is not a verdict on whether Hancock is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.