Property Atlas

County hazard profile

Franklin, IL

Illinois · pop. 37,777 · FIPS 17055

Relatively Low
FEMA risk rating · RATING
Earthquake
dominant hazard
$32M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Franklin $32M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 80.95/100
national median ~50 higher than 81% of counties
Social vulnerabilityVery High 83.3/100
national median ~50 higher than 83% of counties
Community resilienceRelatively High 68.83/100
national median ~50 near the national middle (69th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Franklin

The National Flood Insurance Program has paid 60 flood-insurance claims totaling $549K in Franklin since 1979. The costliest year was 1996 ($196K paid).

Flood-insurance dollars paid by year of loss

1979: $6,269 paid 1980: $1,465 paid 1981: $827 paid 1982: $9,633 paid 1983: $14,521 paid 1987: $0 paid 1990: $1,348 paid 1991: $7,934 paid 1994: $0 paid 1996: $196,013 paid 1998: $0 paid 2002: $0 paid 2006: $0 paid 2008: $163,457 paid 2009: $0 paid 2011: $17,325 paid 2015: $17,870 paid 2017: $106,207 paid 2020: $6,167 paid 2021: $0 paid 1996 · $196K 1979 2021
$549K
total paid
$9,151
average claim
$62K
largest single claim
38%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Franklin, IL and where it ranks among U.S. counties. It is not a verdict on whether Franklin is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.