Property Atlas

County hazard profile

Douglas, IL

Illinois · pop. 19,718 · FIPS 17041

Relatively Low
FEMA risk rating · RATING
Hail
dominant hazard
$20M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Douglas $20M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 62.12/100
national median ~50 near the national middle (62nd percentile)
Social vulnerabilityRelatively Moderate 57.92/100
national median ~50 near the national middle (58th percentile)
Community resilienceRelatively High 63.14/100
national median ~50 near the national middle (63rd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Douglas

The National Flood Insurance Program has paid 209 flood-insurance claims totaling $1.2M in Douglas since 1978. The costliest year was 2013 ($213K paid).

Flood-insurance dollars paid by year of loss

1978: $8,940 paid 1979: $44,536 paid 1981: $7,515 paid 1982: $0 paid 1983: $23,689 paid 1985: $30,708 paid 1989: $26,438 paid 1990: $19,101 paid 1991: $532 paid 1993: $0 paid 1994: $124,823 paid 1996: $136,638 paid 1997: $29,364 paid 1998: $0 paid 2002: $100,059 paid 2003: $0 paid 2005: $0 paid 2008: $132,678 paid 2009: $0 paid 2013: $212,582 paid 2014: $75,069 paid 2015: $183,925 paid 2016: $0 paid 2017: $1,590 paid 2013 · $213K 1978 2017
$1.2M
total paid
$5,542
average claim
$54K
largest single claim
83%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Douglas, IL and where it ranks among U.S. counties. It is not a verdict on whether Douglas is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.