Property Atlas

County hazard profile

Boone, IL

Illinois · pop. 53,397 · FIPS 17007

Relatively Low
FEMA risk rating · RATING
Hail
dominant hazard
$21M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Boone $21M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 57.35/100
national median ~50 near the national middle (57th percentile)
Social vulnerabilityRelatively Low 27.89/100
national median ~50 lower than most counties (28th percentile)
Community resilienceRelatively High 72.23/100
national median ~50 near the national middle (72nd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Boone

The National Flood Insurance Program has paid 46 flood-insurance claims totaling $271K in Boone since 1978. The costliest year was 2013 ($77K paid).

Flood-insurance dollars paid by year of loss

1978: $10,776 paid 1979: $731 paid 1980: $0 paid 1982: $746 paid 1993: $0 paid 1994: $2,222 paid 1995: $0 paid 1997: $8,131 paid 1999: $14,518 paid 2000: $3,028 paid 2007: $14,972 paid 2008: $26,343 paid 2009: $18,377 paid 2013: $76,852 paid 2016: $14,359 paid 2017: $67,233 paid 2018: $10,756 paid 2019: $2,210 paid 2013 · $77K 1978 2019
$271K
total paid
$5,897
average claim
$62K
largest single claim
59%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Boone, IL and where it ranks among U.S. counties. It is not a verdict on whether Boone is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.