Property Atlas

County hazard profile

Ware, GA

Georgia · pop. 36,208 · FIPS 13299

Relatively Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$12M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Ware $12M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 49.36/100
national median ~50 near the national middle (49th percentile)
Social vulnerabilityRelatively High 78.05/100
national median ~50 higher than 78% of counties
Community resilienceVery High 81.17/100
national median ~50 higher than 81% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Ware

The National Flood Insurance Program has paid 44 flood-insurance claims totaling $287K in Ware since 1979. The costliest year was 2024 ($86K paid).

Flood-insurance dollars paid by year of loss

1979: $1,188 paid 1980: $700 paid 1983: $5,329 paid 1984: $9,353 paid 1988: $17,345 paid 1998: $0 paid 2003: $0 paid 2004: $2,426 paid 2008: $0 paid 2009: $53,610 paid 2010: $347 paid 2012: $0 paid 2013: $0 paid 2014: $5,784 paid 2015: $10,443 paid 2017: $52,719 paid 2018: $33,120 paid 2023: $8,346 paid 2024: $85,889 paid 2024 · $86K 1979 2024
$287K
total paid
$6,514
average claim
$47K
largest single claim
84%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Ware, GA and where it ranks among U.S. counties. It is not a verdict on whether Ware is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.