Property Atlas

County hazard profile

Upson, GA

Georgia · pop. 27,681 · FIPS 13293

Very Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$6M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Upson $6M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 17.14/100
national median ~50 among the lowest nationally
Social vulnerabilityRelatively Moderate 48.03/100
national median ~50 near the national middle (48th percentile)
Community resilienceRelatively Low 39.12/100
national median ~50 lower than most counties (39th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Upson

The National Flood Insurance Program has paid 26 flood-insurance claims totaling $343K in Upson since 1981. The costliest year was 1994 ($101K paid).

Flood-insurance dollars paid by year of loss

1981: $232 paid 1982: $39,622 paid 1994: $100,849 paid 1998: $4,607 paid 2003: $2,651 paid 2005: $24,594 paid 2013: $24,057 paid 2015: $31,460 paid 2018: $17,762 paid 2021: $24,929 paid 2023: $71,331 paid 2025: $1,213 paid 1994 · $101K 1981 2025
$343K
total paid
$13,204
average claim
$58K
largest single claim
73%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Upson, GA and where it ranks among U.S. counties. It is not a verdict on whether Upson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.