Property Atlas

County hazard profile

Thomas, GA

Georgia · pop. 45,777 · FIPS 13275

Relatively Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$20M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Thomas $20M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 65.97/100
national median ~50 near the national middle (66th percentile)
Social vulnerabilityRelatively High 70.36/100
national median ~50 near the national middle (70th percentile)
Community resilienceRelatively High 61.93/100
national median ~50 near the national middle (62nd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Thomas

The National Flood Insurance Program has paid 63 flood-insurance claims totaling $2.6M in Thomas since 1980. The costliest year was 2012 ($621K paid).

Flood-insurance dollars paid by year of loss

1980: $17,078 paid 1983: $36,453 paid 1984: $25,646 paid 1985: $117,009 paid 1986: $26,255 paid 1991: $4,229 paid 1994: $178,854 paid 1998: $4,313 paid 1999: $85,350 paid 2001: $0 paid 2004: $0 paid 2008: $248,720 paid 2009: $163,842 paid 2010: $264,447 paid 2012: $621,195 paid 2013: $50,382 paid 2016: $18,641 paid 2017: $0 paid 2018: $1,221 paid 2019: $496,967 paid 2020: $266,455 paid 2021: $0 paid 2012 · $621K 1980 2021
$2.6M
total paid
$41,699
average claim
$497K
largest single claim
52%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Thomas, GA and where it ranks among U.S. counties. It is not a verdict on whether Thomas is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.