Property Atlas

County hazard profile

Monroe, GA

Georgia · pop. 27,887 · FIPS 13207

Very Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$7M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Monroe $7M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 18.7/100
national median ~50 among the lowest nationally
Social vulnerabilityRelatively Moderate 40.74/100
national median ~50 near the national middle (41st percentile)
Community resilienceRelatively Moderate 51.27/100
national median ~50 near the national middle (51st percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Monroe

The National Flood Insurance Program has paid 61 flood-insurance claims totaling $3.0M in Monroe since 1990. The costliest year was 1994 ($2.3M paid).

Flood-insurance dollars paid by year of loss

1990: $21,842 paid 1992: $1,141 paid 1994: $2,278,690 paid 1996: $7,563 paid 1998: $62,010 paid 2009: $20,844 paid 2015: $111,107 paid 2016: $51,367 paid 2017: $39,664 paid 2019: $54,981 paid 2020: $20,024 paid 2022: $0 paid 2023: $76,764 paid 2024: $241,480 paid 1994 · $2.3M 1990 2024
$3.0M
total paid
$48,975
average claim
$245K
largest single claim
80%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Monroe, GA and where it ranks among U.S. counties. It is not a verdict on whether Monroe is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.